Service Charges

S.No

Particulars

 Charges

I

Annual Service Charges & SMS Charges and GJPA charges

1.   Savings Accounts SB

i) Rs. 25/- per quarter                               (w.e.f 01.04.2025)

ii) GJPA (Rs.1 lakh) charges Rs. 30.00 

2.  CA/CC/OD Accounts

Rs. 500/-
(CA charges are not applicable for those who are enjoying OD facility)
Exempted for Youth Associations/Charitable Trusts/Voluntary Organizations)
(w.e.f 01.04.2025)

II

Account Closing Charges

1.   Saving Accounts

a.   Below 6 Months

Rs. 50.00

b.   Above 6 Months

Rs. 50.00

2.  Current Accounts

Rs. 300.00

III

Cheque Book Issue Charges

1.   Savings Accounts

a.   For One Month Below Average Balance Rs. 10,000.00
b.   Above 15 Leaves
c.   Above 30 Leaves

First 15 leaves Rs 1.00 per leaf Rs. 3.00 per leaf
30 leaves free
Rs. 3.00 per leaf

2.  CA/CC/OD Accounts per leaf

Rs. 3.00

IV

Cheque Stop Payment Charges

1.   Savings Accounts----- Rs. 100/- Instrument subject to maximum Rs. 300/- for one single request letter

Minimum Rs.200/- Maximum
Rs.500/-

2.  CA/CC/OD Accounts---- Rs. 150/- Instrument subject to maximum Rs. 450/- for one single request letter
3.  Revoking of stop payment instructions : NIL

Minimum Rs.300/- Maximum Rs.600
SB Rs.50/- and CA/OD/CC Rs.100/-

V

DD/Cheque Discounting Charges

1.   CTS DD/Cheque

a.   Minimum

Rs. 100/-

b.   Above Rs. 100/-

Rs. 1.50 per 1000/- for 3 days Holidays extra

VI

CTS/Local Cheque Clearing

1.   Local Cheque Clearing

Free

2.  CTS Cheque Clearing

NIL

a.   Minimum

NIL

b.   Maximum

NIL

VII

Out Station Cheque Clearing

Rs. 3.00 per thousand

A.  Out Station Cheque Collection Charges

1.   Below Rs. 5,000.00

Rs. 25.00+ Other Bank Charges

2.  Above 5,000.00 to Below Rs. 10,000.00

Rs. 50.00+ Other Bank Charges

3.  Above 10,000.00 to Below Rs. 1,00,000.00

Rs. 100.00+ Other Bank Charges

4.  Above 1,00,000.00

Rs. 200.00+ Other Bank Charges

5.  If the Cheque is returned

Rs. 500.00+ Other Bank Charges

B.  Inward Out Station Cheques Collection Charges

1.   Below Rs. 10,000.00

Rs. 50.00+ Postal Charges

2.  Above 10,000.00 to Below Rs. 1,00,000.00

Rs. 100.00+ Postal Charges

3.  Above Rs. 1,00,000.00

Rs. 150.00+ Postal Charges

4.  If the Cheque is returned

Rs. 500.00+ Postal Charges

C.  Local Cheque Return Charges

1. Savings Accounts

Rs. 500/- per Instrument

2.CA/CC/OD Accounts

Rs. 500/- per Instrument

D.  Cheque Return –Inward/ECS debit Return (Cheque Deposited for Collection

1.   Savings Accounts

Min Rs. 100/-

2.  CA/CC/OD Accounts

Min Rs. 100/-

E.  Mandate and E-Mandate Accept Charges
Registration charges for Mandate on NACH platform
ECS return Charges

Rs. 250/- per mandate
Rs. 100/-per Mandate
Rs. 250/- per transaction

VIII

DD/Pay Order/Banker Cheque Issue Charges

Rs. 1.00 per thousand

1.   Minimum

Rs. 20.00

2.  Maximum

Rs. 10000.00

3.  Revalidation / Cancellation of Demand Drafts, Pay Orders/ Bankers Cheque etc.
4.  Issue of Duplicate Demand Draft, Pay Order/ Bankers Cheque etc.

Up to Rs. 500/- : Rs.50/- Above Rs. 500/-: Rs.100/-
Up to Rs. 500/- : Rs.50/- Above Rs. 500/-: Rs.100/-

IX

RTGS/NEFT Charges

(As per RBI Norms)

A.  Upto 4.00 PM

Free

1.   NEFT Charges - Below Rs. 1.00 lakh

Free

Above Rs. 1.00 lakh

Free

2.  RTGS Charges – Between Rs. 2.00 to Rs. 5.00 lakh

Free

--Above Rs. 5.00 Lakhs

Free

B.  After 4.00 PM

--

Any RTGS/NEFT Charges

Free

X

Loan Application Processing Charges

1.   Minimum Charges

Rs. 250.00

2.  i. Below Rs. 1.00 lakh (1%)

Rs. 0-1000.00

ii. Above Rs. 1.00 lakh to Below Rs. 5.00 lakh (0.50%)

Rs. 1000.00-Rs. 2500.00

iii. Above Rs. 5.00 lakh to Below Rs. 10.00 lakh (0.35%)

Rs. 2800.00-Rs. 4000.00

iv. Above Rs. 10.00 lakh (0.25%)

Min. Rs. 4200.00
Max. 0.25%

3.  Overdraft/Cash Credit renewal

Rs. 250.00 – Rs. 1000.00

4.  Gold Loans

Rs. 60.00

5.  Loans On LIC Bonds

0.25%

XI

Locker rent

1.   A Size small                    (125X175X492)

Rs. 750.00

2.   B Size                              (159X210492)

Rs. 1250.00

3.   C Size medium                 (125X352X492)

Rs. 1500.00

4.   D Size                              (180X250X492)

Rs. 2000.00

5.   E Size                               (159X424X492)

Rs. 2500.00

6.   F Size                               (278X352X492)

Rs. 3200.00

7.   G Size                               (180X529X492)

Rs. 4000.00

8.   H Size                               (321X424X492)

Rs. 4200.00

9.   H1Size                              (321X210X492)

Rs. 1750.00

10.  L Size                               (345X529X492)

Rs. 8000.00

XII

ATM/Debit Card Issue Charges

1.   ATM/Debit Card Issue

Classic : Rs. 200/- Platinum : Rs.300/- Contact Less Rs.300/-

2.  Annual Charges ATM/Platinum

Rs. 200.00/300.00 

3.  Re-Issue against loss of Card

Rs. 200.00

4.  Re-Issue of PIN

Rs. 100/-

XIII

ATM Transaction charges

1.   On Us Transactions

Free

2.  Issuer Transactions

As per NPCI Rules

a.   Financial

Rs. 19.00

b.  Non-Financial

Rs. 7.00

XIV

MOBILE IMPS Charges

Free

XV

Issue of Account Statement

1.   First Time

1. Free for first time up to 5 Pages
2. Then after Rs. 50/- per page or part of (24 entries/page)

2.  Second Time

Additional statement (SB/CA/CC/OD): Rs. 50/- per page or part thereof (40 entries/page)

XVI

Duplicate Pass Book Issue Charges

Rs.100/-

Issue of duplicate Term Deposit

Rs.150/- Per receipt

Photo record copy of the cheque paid

1.upto 6 months Rs.150/- per entry/item
2. Over 6 months Rs.500/- per entry/item

Old record entries more than 1 year

1.Up to 2 Years : Rs.250/- per entry/item
2. Over 2 Years 2 Years : Rs.250/- per entry/item

Signature verification and photo attestation charges

Rs.200/- per instrument

Change in nomination Facility(At Branch)

Noting Nomination first time : Free Thereafter Rs. 100/- for every change of nomination

No due Certificate 

Rs. 150/-

Request for change of Mobile No.

Rs.50/- per instance

Issuance of withdrawal slips

Rs. 50/- per instance to those account holder who hold cheque book with them.

Solvency Certificate

Rs. 500/- per lakh

Min. Rs. 1500/-

Max. Rs. 25000/-

****GST of 18% Additional to the above all charges

(All the above are with immediate effect except which are stated w.e.f 01.04.2025)